| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FNBT BANKFort Walton Beach | FL | $628.5M | $555.9M | +3.1% | -7.5% | 1.51% | 60.1% | 3.23% | 11.26% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FNBT BANK.