| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Southern Illinois BankJohnston City | IL | $136.5M | $114.1M | -11.3% | -17.0% | 1.13% | 63.8% | 3.81% | 17.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Southern Illinois Bank.