| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Southern Bancorp BankArkadelphia | AR | $3.01B | $2.34B | +10.0% | +8.9% | 0.89% | 70.6% | 3.64% | 11.54% |
| Legacy Bank & Trust CompanyMountain Grove | MO | $1.85B | $1.54B | -2.6% | -6.8% | 1.17% | 52.5% | 3.55% | 11.59% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Southern Bancorp Bank.