| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Southern Bank CompanyGadsden | AL | $133.1M | $104.8M | +3.0% | +17.6% | 1.32% | 72.2% | 8.39% | 15.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Southern Bank Company.