| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| City BankLubbock | TX | $5.39B | $4.72B | +22.6% | +21.4% | 1.52% | 60.3% | 4.21% | 10.61% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, City Bank.