| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Somerset Trust CompanySomerset | PA | $2.47B | $2.00B | -0.8% | -1.1% | 1.16% | 66.3% | 4.42% | 9.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Somerset Trust Company.