| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Guaranty BankHammond | LA | $3.89B | $3.46B | -0.6% | -26.4% | 0.39% | 68.2% | 2.36% | 7.11% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Guaranty Bank.