| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Sidney State BankSidney | MI | $138.7M | $123.1M | -6.8% | -2.9% | 1.93% | 50.7% | 5.10% | 9.87% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Sidney State Bank.