| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Shinhan Bank AmericaNew York | NY | $2.23B | $1.92B | +18.8% | +13.3% | 0.61% | 74.4% | 3.72% | 11.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Shinhan Bank America.