| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Shelby State BankShelby | MI | $397.0M | $339.5M | +3.8% | +2.6% | 0.90% | 73.1% | 3.77% | 9.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Shelby State Bank.