| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Southern Heritage BankJonesville | LA | $397.9M | $355.1M | -0.5% | +2.6% | 1.70% | 65.3% | 4.65% | 10.76% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Southern Heritage Bank.