| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Focus BankCharleston | MO | $854.1M | $679.8M | +4.3% | +0.1% | 1.67% | 64.4% | 4.58% | 12.70% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Focus Bank.