| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants BankSylvania | GA | $170.7M | $145.6M | -0.6% | +1.2% | 2.05% | 40.0% | 4.22% | 16.09% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants Bank.