| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Farmers and Merchants State BankScotland | SD | $36.0M | $32.4M | +3.4% | +0.2% | 1.25% | 65.6% | 4.40% | 12.01% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Farmers and Merchants State Bank.