| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Schertz Bank & TrustSchertz | TX | $770.1M | $651.4M | -4.7% | -3.2% | 2.02% | 41.7% | 4.44% | 14.94% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Schertz Bank & Trust.