| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The State Bank and Trust CompanyDefiance | OH | $1.61B | $1.40B | +11.7% | +8.1% | 1.17% | 65.3% | 3.62% | 9.98% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The State Bank and Trust Company.