| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Salem Five Cents Savings BankSalem | MA | $8.82B | $6.04B | +5.1% | +6.5% | 0.96% | 56.0% | 2.58% | 10.22% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Salem Five Cents Savings Bank.