| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants Bank of St. ClairSaint Clair | MO | $343.5M | $301.1M | -2.7% | +3.8% | 1.19% | 64.4% | 4.06% | 12.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants Bank of St. Clair.