| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First National BankRotan | TX | $96.5M | $90.4M | +10.8% | +16.9% | 0.71% | 79.5% | 3.23% | 10.29% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First National Bank.