| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State Bank of RoseauRoseau | MN | $290.9M | $248.0M | +2.2% | +7.6% | 1.54% | 53.3% | 3.38% | 13.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank of Roseau.