| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Newburyport Five Cents Savings BankNewburyport | MA | $1.57B | $1.26B | -4.9% | -2.5% | 0.39% | 88.8% | 2.86% | 9.86% |
| Pentucket BankHaverhill | MA | $1.12B | $877.9M | +2.2% | +3.7% | 0.74% | 84.4% | 2.77% | 11.71% |
| Rollstone Bank & TrustFitchburg | MA | $816.3M | $677.3M | -4.1% | -12.9% | 0.07% | 99.1% | 2.00% | 10.52% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Newburyport Five Cents Savings Bank.