| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Rio BankMcallen | TX | $1.42B | $1.19B | +4.4% | +8.3% | 0.91% | 71.2% | 4.34% | 9.79% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Rio Bank.