| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Rhinebeck BankRhinebeck | NY | $1.47B | $1.30B | +19.3% | -4.4% | 0.82% | 73.2% | 3.65% | 9.88% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Rhinebeck Bank.