| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Houghton State BankRed Oak | IA | $204.8M | $169.2M | -1.8% | -5.5% | 1.56% | 50.8% | 4.28% | 15.30% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Houghton State Bank.