| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants BankEatonton | GA | $289.6M | $258.6M | -10.8% | +14.7% | 0.55% | 72.9% | 2.86% | 11.73% |
| First Bank of Coastal GeorgiaPembroke | GA | $215.7M | $189.7M | -12.2% | +12.1% | 0.23% | 92.9% | 2.63% | 9.30% |
| The Citizens Bank of CochranCochran | GA | $201.4M | $169.1M | +0.2% | +2.9% | 2.01% | 51.9% | 5.62% | 15.01% |
| The Farmers BankGreensboro | GA | $148.3M | $132.3M | -16.1% | -2.9% | 1.04% | 60.8% | 3.81% | 12.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants Bank.