| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Provident BankJersey City | NJ | $25.65B | $19.61B | +4.5% | +5.0% | 1.35% | 45.7% | 3.57% | 10.13% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Provident Bank.