| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Drake BankSaint Paul | MN | $247.4M | $211.6M | -9.5% | -12.6% | -1.24% | 77.7% | 3.62% | 7.52% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Drake Bank.