| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Pioneer Bank, National AssociationAlbany | NY | $2.34B | $2.01B | +12.0% | +21.3% | 0.74% | 76.4% | 4.10% | 9.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Pioneer Bank, National Association.