| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Horatio State BankHoratio | AR | $311.5M | $275.5M | +3.1% | +3.5% | 1.20% | 51.4% | 4.37% | 12.02% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Horatio State Bank.