| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Cecilian BankCecilia | KY | $1.59B | $1.33B | +4.2% | +2.2% | 1.67% | 48.7% | 3.92% | 11.01% |
| First & Farmers National Bank, Inc.Somerset | KY | $714.2M | $630.7M | +13.4% | +6.0% | 1.50% | 50.8% | 4.21% | 11.24% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Cecilian Bank.