| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| PointbankPilot Point | TX | $1.16B | $968.3M | +12.2% | +7.0% | 0.95% | 71.8% | 3.09% | 9.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Pointbank.