| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Piedmont Federal Savings BankWinston Salem | NC | $1.32B | $973.7M | +3.0% | +11.5% | 0.21% | 88.4% | 2.42% | 18.76% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Piedmont Federal Savings Bank.