| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First National Bank in PhilipPhilip | SD | $458.4M | $400.6M | +13.5% | +8.3% | 2.15% | 35.0% | 3.47% | 12.14% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First National Bank in Philip.