| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Phenix-Girard BankPhenix City | AL | $342.3M | $323.6M | +4.0% | +0.1% | 1.04% | 65.1% | 2.83% | 13.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Phenix-Girard Bank.