| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| PeoplesBankHolyoke | MA | $4.62B | $3.51B | +1.9% | +3.0% | 0.43% | 69.4% | 2.76% | 9.22% |
| Cornerstone BankSpencer | MA | $2.57B | $1.94B | +45.1% | +38.5% | 0.63% | 81.0% | 3.46% | 8.59% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, PeoplesBank.