| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Peoples BankNewton | NC | $1.76B | $1.57B | +3.5% | +10.5% | 1.18% | 68.9% | 3.86% | 11.57% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Peoples Bank.