| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Peoples Bank & TrustBuford | GA | $563.3M | $505.0M | -0.0% | +19.6% | 1.41% | 46.1% | 3.86% | 10.94% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Peoples Bank & Trust.