| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Monterey County BankMonterey | CA | $300.4M | $232.6M | +20.3% | +45.1% | -0.96% | 117.9% | 3.96% | 8.01% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Monterey County Bank.