| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Panhandle First BankGuymon | OK | $568.7M | $463.0M | +6.3% | -4.2% | 0.42% | 48.7% | 4.92% | 12.94% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Panhandle First Bank.