| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Commercial State BankPalmer | TX | $126.6M | $114.3M | +7.9% | -6.5% | 1.57% | 66.8% | 4.57% | 10.42% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Commercial State Bank.