| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Northern Bank and Trust CompanyPalmerton | PA | $921.5M | $761.9M | +4.4% | +3.5% | 1.43% | 59.3% | 4.18% | 15.47% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Northern Bank and Trust Company.