| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Pony Express BankBraymer | MO | $399.5M | $342.8M | +11.3% | -1.9% | 2.83% | 44.5% | 4.98% | 9.73% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Pony Express Bank.