| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Oxford BankOxford | MI | $930.5M | $782.6M | +6.7% | +13.6% | 0.92% | 71.6% | 5.15% | 11.76% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Oxford Bank.