| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Owen County State BankSpencer | IN | $388.5M | $323.8M | +5.0% | +0.4% | 0.81% | 70.8% | 3.54% | 8.77% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Owen County State Bank.