| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Osgood BankOsgood | OH | $485.8M | $437.3M | +2.9% | -0.4% | 1.29% | 60.4% | 3.74% | 9.95% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Osgood Bank.