| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Orange Bank & Trust CompanyMiddletown | NY | $2.79B | $2.45B | +7.0% | +3.1% | 1.88% | 54.6% | 4.46% | 12.90% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Orange Bank & Trust Company.