| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| OPTUS BankColumbia | SC | $764.2M | $646.4M | +2.8% | +17.3% | 0.95% | 55.8% | 2.71% | 12.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, OPTUS Bank.