| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| OptimumBankFort Lauderdale | FL | $1.39B | $1.22B | +38.3% | +53.7% | 1.95% | 47.1% | 4.52% | 9.93% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, OptimumBank.