| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Ozona BankOzona | TX | $346.1M | $282.8M | +4.1% | +30.3% | 0.68% | 83.7% | 4.18% | 12.36% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Ozona Bank.