| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Crossroads BankEffingham | IL | $234.7M | $195.0M | +5.7% | -3.6% | 1.39% | 47.0% | 3.21% | 16.21% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Crossroads Bank.